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Wallet
Keep your everyday money in one place and see what's available at a glance.
The product
One mobile app for the money moments that matter.
Kyros brings wallet, transfers, payments, bills and spending visibility into one focused experience.
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Transfers
Send to Kyros users or Nigerian bank accounts from the same mobile flow.
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Pay
Pay merchants and use QR-based payment experiences with a simple tap.
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Bills
Keep airtime, utilities and other everyday bills close to your wallet.
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Intelligence
Understand spending activity and build better visibility into your money.
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Virtual account
Receive bank transfers into your Kyros wallet through a dedicated account.
Pay Offline
Designed for real-world connectivity.
When internet access is unreliable, Kyros can support an offline payment journey so you can keep moving. The experience is designed around secure authorisation and later settlement.
YOU01
AuthorisePayment starts
RECIPIENT02
ReceiveSettlement follows
Secure journey · connectivity independent
Built around you
Less friction. More clarity.
Kyros is deliberately mobile-first: the website explains the product, while the app is where your money moves.